Our Story
Origins
With over 40 years of combined experience in pension administration and investment planning Mike Cochran and John Pesce, along with other partners, founded TCG Consulting in late 1999. The goal of the firm was, and continues to be, to address the ever changing needs of the client in a different model than the old way of delivering advice and products.
TCG Advisors was later started in 2001 as an expansion of that model to offer investment advice and services in a fee-based approach, which is different from the traditional commission-based model.
At TCG, we believe you work for whomever writes your paycheck - being paid by the client directly places us on the same side of the table. Product commissions going to financial advisors may create misaligned incentives. When you only sell a limited number products, you have to fit each client into one of your products.
Unfortunately, we continue to see dishonesty in the marketing and operations strategies of major financial institutions; particularly in public school markets where a common practice is to sell high-fee/low return investments and retirement plans. The goal of TCG was to not only identify the need for change in the industry, but to provide a fair solution.
Today
TCG Advisors was built around the concept of client aligned incentives and providing the best available investment options. We have learned throughout the years that by treating people right, our clients become our best advocates.
Under our fee-based model, whether individual or institutional, we fit products to the client. As we continue to grow in our size and abilities, we remain steadfast and never lose site of the individual client's needs.
We work hard to maintain our reputation; people who know us know we are beyond reproach. It has to be more than a business relationship; there has to be trust and the relationship has to be personal.